Handy Home Move Checklist

Moving home can be a pretty stressful time, financially and emotionally. But the good news is, if you plan properly, you can remove an awful lot of that stress. Here’s our handy guide to some of the hidden costs you should consider, before you make one of the most exciting purchases of your life.

Handy Home Move Checklist
Handy Home Move Checklist
Legal Fees

Legal Fees

Buying a new house usually involves hiring a solicitor or a conveyancer. Fees are typically £850-£1,500 and they’ll vary depending on the type of property you’re buying, and the level of expertise you require.
Valuation & Surveyor Fees

Valuation & Surveyor Fees

There are different levels of property surveys offering various levels of detail, that can range in cost from a couple of hundred, to more than a thousand pounds. Yes, it’s another cost, but it’s really worth doing. If potential problems are uncovered it could save you a lot of money further down the line.
Stamp Duty

Stamp Duty

If you’re buying a property over £125,000, you’ll have to pay stamp duty. There are now discounts for first time buyers, meaning that there is no stamp duty liable for properties below £300,000. If you live in London, you get added relief because of the high cost of buying. You can calculate your stamp duty here.
Agency Fees

Agency Fees

If you’re renting, there are a number of hidden fees. You may be expected to pay for admin costs, credit checks, inventory checks, to name a few. You’ll also likely be charged a holding deposit and asked to pay some rent in advance. Here’s Shelter’s guide to potential rental fees.
Removals Company

Removals Company

Removals services can cost anything from a couple of hundred pounds, for a man with a van, to upwards of a thousand if you need a team to move a few grand pianos from your east wing. It’s always advisable to use a reputable firm, and you can find BAR (British Association of Removers) approved companies here.
Packing Material

Packing Material

If you’re moving on a budget - and can’t afford to pay a removals company to take care of everything - you’ll probably find you need a lot more packing material than you’d imagine. Bubble wrap and boxes can be surprisingly expensive to buy new. Try and stockpile used boxes and packing material ahead of time and save your china collection as you accidentally pile your books on top of it!
Phone Line and Broadband Setup

Phone Line and Broadband Setup

Check ahead to find out phone line and broadband availability in your new home, otherwise you might find yourself waiting days, or even weeks, to be reconnected. Some companies offer a free set up for longer contracts, but you may be expected to pay up to £60 for a new phone line and broadband connection.
Furniture & White Goods

Furniture & White Goods

If you’re a first-time buyer/renter, or you’re moving into a larger property, you may need to fit it out with furniture and white goods - which can get very pricey. If you’re on a tight budget you can often get free stuff on sites like Freecycle and Gumtree - which reduces the impact on the environment, and your wallet.
Decorating & Home Improvement

Decorating & Home Improvement

You’re probably expecting to paint some walls, as a minimum, when you arrive in your new home. But if you don’t already have all the necessary equipment, put some money aside for brushes, scrapers, paint, rollers and trays, brush cleaner etc. The same goes for DIY tools, because those shelves may need fixing before you load them with books! You can expect to pay anything from tens of pounds, for some basic tools, to hundreds of pounds if you need to undertake bigger projects.
Cleaning Equipment & Store Cupboard Essentials

Cleaning Equipment & Store Cupboard Essentials

You’ll probably find you spend a lot of time cleaning up any evidence of the previous owner and making your new home spotless, so you’ll need to make sure you’ve got a seriously good supply of cleaning products. You’ll also want to re-stock your larder, because you probably decided to throw away those ‘essential’ items you found in the back of your cupboard when you were moving. So get ready to re-stock the baked beans!
Motor Vehicle Insurance

Motor Vehicle Insurance

Changing address may affect how much you pay for your car or bike insurance. Your premium could fall or rise depending on your postcode. Be sure to update your details to ensure that you’re still covered, but be aware there may be an admin fee. You also need to change the address on your driver’s licence – you can make the amendments online for free here.
Home Insurance

Home Insurance

If you’re renting you should think about taking out contents insurance to cover yourself from fire and theft. If you’re buying, then buildings insurance can give you peace of mind, should disaster strike.
Council Tax

Council Tax

Your council tax bill will depend on the area you move to and the valuation band of your new property, and they do vary quite a lot. You can check your council tax band here.
Mail Redirection

Mail Redirection

Eliminate the chance of missing any mail after your move, and reduce your susceptibility to fraud, by setting up a mail redirection service. This does come with a fee, but is worth it for the peace of mind. You can set up the service here.
Childcare

Childcare

If you’ve got little ones, you may need someone to keep them occupied while you’re dealing with the move. Either call in the grandparents or factor childcare into your costs.
Resident Parking

Resident Parking

If you don’t have private parking at your new property, find out if you need a resident permit for on-street parking.
A Bottle of Fizz

A Bottle of Fizz

Always save the best till last! Crack open the bubbles and celebrate your new home in style - probably with a takeaway!

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