Choose between combined Buildings and Contents Insurance, Buildings Insurance only or Contents Insurance only. We offer buildings cover up to £1 million and contents cover up to £75,000.
Help protect your possessions including furniture, electrical equipment and jewellery. We offer contents cover up to £75,000, with a £10,000 limit for single valuable items.
Already a Home Insurance customer? Log in to your account
Cover for home emergency repairs up to £1,000
Protection against accidental mishaps at home
Protect your personal possessions when you're away from home
Cover for you and your family for up to £50,000 of legal costs
“Quick and easy to use, with a very competitive offer” – John
“I am already a British Gas customer and have always received
excellent value and service during my time with them” – Linda
You must tell us as soon as possible about any of the following changes:
Yes, you can choose to start your policy straight away. Your policy documents are available online in your home insurance account as soon as you buy your policy.
Yes, if you haven’t made a claim and you have previously held buildings and/ or contents insurance, a discount will be included in your quote
Buildings insurance covers the structure of your home and its outbuildings, along with any permanent fixtures and fittings like kitchen units and bathrooms. If you have a mortgage, your lender will normally insist that you have buildings insurance – however, this doesn’t need to be taken out with your mortgage provider.
Contents insurance is optional but equally important. It covers your belongings inside your home like furniture, home entertainment equipment and personal items.
Business use is any kind of business you are running or carrying out at your home. As long as your business is ‘paperwork’/ clerical only (and you don’t have visitors coming into your home) or if you’re a childminder we can insure your home.
No, we can only insure the home where you live for most of the year.
British Gas Home Insurance is arranged and administered by British Gas and is underwritten by a carefully selected insurer. Your policy documents will show who your insurer is. British Gas is a trading name of British Gas Services Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales (Registered No.03141243).
Registered office: Millstream, Maidenhead Road, Berkshire SL4 5GD. britishgas.co.uk